FYI

This is the brief message sent from accounting when a client requested a withdrawal. All of the messages coming out of First Capital Savings and Loan points to Jan. 5th, 2009.

"All wires are on hold until January 5th 2009, as per the last major updated."

USA Tomorrow Update (not acceptable as FCSL update)

Dear Friends and Patriots,

It has now been a little more than 3 full months since USA Tomorrow began distributing back during the summer on the 4th of July. With nearly 100 days under our belt and now several thousand people on our mailing list, we feel that we are ready to take the next few steps towards growing USA Tomorrow into a national newspaper. And in order to become a national newspaper, we will need all the help that we can get!

Frankly speaking, I have been surprised by the positive response that USA Tomorrow has received. Americans across the country have reacted with such great comments, emails and phone calls, that it thrills me to know that there are truly still a LOT of people out there who really do care about our country.

With that in mind, we want to thank all of you for the awesome job that you have done in passing out hundreds of thousands of copies of the USA Tomorrow newspaper. You have delivered them to friends and neighbors in your parts of the country and you are to be congratulated. Thank you again for your help!

Now, after 3 months of learning and growing, we feel that we are prepared to take on 3 new areas of growth. The first is that we are now just days away from being able to start accepting Subscription orders. The second, we have tested the development of our USA Tomorrow Distributorship program and are confident that it is ready to go for a national launch across the country! And third, the USA Tomorrow newspaper is being supported by a financial product that has been paying clients 13.25% - 18.70% annually for more than 4 years straight. We are now making that financial product available to our readers.

In regards to our USA Tomorrow Distributorship program, it is geared to earn our distributors substantial monthly income for those who work at it. If you are a worker, then you will most likely enjoy our distributorship program.

This short email message to you is simply a survey to find out if you would like to hear more about either Subscribing to USA Tomorrow, being a Distributor for us, or if you would like more information regarding our financial product now available to our readers.

Please click the appropriate links below. If you have interest in more than one category, then follow the link for each one, filling out the simple request form and then hitting the word "Finish" for each one.

If you would like more information about Subscribing to USA Tomorrow, Click Here

If you would like more information about being a Distributor of the USA Tomorrow newspaper publication, Click Here.

If you would like more information about our financial product that is paying 13.25% - 18.70% annually, Click Here.

Thank you for your time and let's Grow, Grow, Grow!

Sincerely,
Jeff Lowrance

Publisher - USA Tomorrow

Comments e-mailed to you

If you would like all the new comments emailed to you as soon as one is made, please send me an e-mail request. That way you don't have to check the comments from different posts to make sure you didn't miss any updates.

Authorities Contacted

6 votes on the poll indicated that authorities were contacted, yet no information surrounding this has been shared. Please provide any details you can regarding what authorities were contacted and any other information that can be given. You can leave a comment or send a private e-mail to firstcapitalsl@gmail.com.

First Capital Savings and Loan Clients

Update from a blog member

One thing that caught my interest is the following statement at the bottom of the FCSL homepage: "First Capital Savings & Loan is offering financial services as a Finance Company and not as a registered bank under supervision by the Reserve Bank of New Zealand. Services are not available to the public in New Zealand."
Another thing that caught my interest on the homepage is First Capital's address in Auckland. The first line of the address is: "Auckland Compliance Ltd."
So I did detective work. I'm a CPA and an attorney. I used to do audit work for Arthur Andersen & Co., the now defunct accounting giant.
I found that FCSL is registered in NZ as just another company, not as financial institution. The term "Savings & Loan" has no meaning in NZ. FCSL is just an ordinary registered company. It is not under the supervision of Reserve Bank of New Zealand, nor in any way a financial institution.
I also found that FCSL's address at Auckland Compliance Ltd. just an address, nothing more. It turns out Auckland Compliance Ltd. is nothing more than a storefront for dozens or hundreds of companies that want a NZ address. It is what is commonly referred to as a business services company. I'm familiar with this because I used to use such a company in Las Vegas, called Business Office Suite Services. I had a Nevada Corporation that used a Las Vegas address.
Finally, FCSL has no physical presence in NZ, no employees, no business activities, no nothing. That is what I have learned.

First Capital Savings and Loan Client

Blog change FYI

The comments on the blog are no longer moderated. This will allow you to see your comments immediately for quicker response time. It is also a way to relinquish more control to all of you. We can check it once daily instead of feeling like we need to constantly moderate comments throughout the day to get them posted quickly. Please continue to e-mail us with information you may not want to have posted as a comment.

On a side note: For those of you who have contacted authorities, there have been requests for further details.

First Capital Savings & Loan Blog Admin